Female Financial Advice Designed for Women’s Financial Journeys

Feel confident about your money

A woman with brown hair smiling and looking at her tablet while sitting at a wooden table with a laptop and mug, in a bright room.

What is Included in My Female Financial Advice Service

My Approach: Personal, Supportive and Practical

Our role is not just to give financial recommendations. It is to educate, guide and empower you. I take time to understand your values, priorities, lifestyle, and ambitions before building a plan tailored to your goals.

You will receive:

  • A clear financial strategy that suits your current situation

  • Education and support to help you understand your options

  • Ongoing guidance as your life and financial circumstances evolve

I believe financial planning should be accessible, inclusive and confidence-building, not overwhelming.

Retirement & Pension Planning for Women

Women, on average, retire with significantly less pension wealth, but with thoughtful planning, this gap can be reduced or closed.

I help with:

  • Reviewing workplace and personal pensions

  • Future retirement income forecasting

  • Tax-efficient contributions and pension allowances

  • State Pension entitlement checks

  • Pension strategy during career breaks

Whether you are decades away from retirement or approaching it soon, I help you put plans in place to for a financially secure later life.

Investment Advice & Wealth Building

Investing can feel intimidating, especially if it is something you have never done before, but it does not have to be.

I help you:

  • Understand investing without jargon or pressure

  • Build a strategy aligned with goals, risk level, and values

  • Balance risk with long-term financial confidence

  • Diversify investments to grow wealth over time

My aim is to help you take informed decisions, not rushed ones, so you feel empowered, not overwhelmed.

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

Financial Planning Through Life Transitions

Life changes, and finances often need to change with it.

I offer specialist guidance for women experiencing:

  • Divorce or separation

  • Career transitions

  • Returning to work after a break

  • Loss of a partner

  • Caring responsibilities

  • Property or inherited wealth

With compassionate support, I help you stabilise, rebuild and plan ahead confidently.

Budgeting, Saving & Cashflow Planning

Sometimes the most powerful financial change is not about investments, it is about everyday decisions.

I assist with:

  • Practical budgeting strategies

  • Long-term saving goals

  • Emergency fund planning

  • Cashflow forecasting

These foundations support long-term financial wellbeing and peace of mind.

Financial planning is personal but for many women, it has not always felt that way. At Her Financial Planning, I offer specialist female financial advice designed around the unique financial experiences, challenges and goals that women face throughout different stages of life.

Whether you are building wealth, preparing for retirement, navigating divorce, or simply wanting to feel more confident with money, I provide supportive, and jargon-free financial guidance to help you take control of your future.

Why Financial Advice for Women Matters

Many women go through financial journeys that differ from men: career breaks, caring responsibilities, part-time work, and longer life expectancy all play a role in shaping financial outcomes.

Because of these differences, women may:

  • Have smaller pension pots

  • Save later or less consistently

  • Experience investment hesitation or lack of confidence

  • Face significant financial change after separation or divorce

  • Prioritise security, stability, and long-term planning over risk

This is why dedicated, empathetic, and tailored financial advice for women is not just helpful, it is empowering.

Liverpool Areas I Serve

I support clients across:
Liverpool City Centre, Anfield, Crosby, Bootle, Sefton, Huyton, Knowsley, St Helens, Prescot, Wirral, Southport, Speke, Woolton, Allerton, Mossley Hill, Formby, and surrounding Merseyside areas.

Why Women Choose Her Financial Planning

Choosing a financial adviser is a personal decision. My clients choose me because I provide a service rooted in empathy, understanding and experience.

I offer:

  • Expert guidance backed by professional qualifications

  • Tailored financial strategies that reflect real lives and real goals

  • Education and empowerment, not pressure or judgement

  • A collaborative approach, I work with you, not just for you

  • A welcoming, supportive environment where every question is valid

Our mission is simple: to help women feel confident, informed and in control of their financial futures.

Our Process: Simple, Transparent, Supportive

Step 1: No-obligation Initial Consultation

A friendly, no-obligation conversation to understand your goals and answer your questions.

Step 2: Discovery & Analysis

I review your current financial position, including pensions, savings, investments and income.

Step 3: Personalised Financial Plan

You will receive a tailored financial plan with clear actions and recommendations.

Step 4: Implementation & Support

I put the plan into action, step-by-step, with your approval and understanding.

Step 5: Regular Reviews

As your life evolves, so does your financial plan, ensuring it always supports your goals.

book a 15 minute call

Take the First Step Toward Financial Confidence

You deserve a financial future that supports the life you want, not just today, but tomorrow.

Whether you are starting from scratch, reorganising after change, or ready to take your wealth further, my female financial advice service is here to support you.

Book your discovery call today.
Let’s start building financial clarity, confidence and independence, together.

book a 15 minute call

FAQ’s about Female Financial Advice

  • Women often face unique financial challenges such as career breaks, longer life expectancy, and the gender pay gap. Female-focused financial advice provides personalised strategies that support long-term financial security and empower women to make confident financial decisions.

  • A specialist adviser can assist with budgeting, savings, investments, pensions, retirement planning, divorce financial planning, and wealth protection. The advice is tailored specifically to women’s financial goals, responsibilities, and future needs.

  • Yes. While the principles are similar, the approach considers women’s unique life events and financial patterns, such as childcare responsibilities, part-time work, and longer retirement periods. This ensures a more accurate, personalised financial plan.

  • Absolutely. An adviser will review your pension pots, forecast your retirement income, and help you build a strategy that supports a comfortable and secure retirement. They also ensure you understand pension gaps and how to close them.

  • Look for an FCA-regulated adviser who has experience working with women, strong client reviews, and a clear, supportive communication style. A consultation can help you understand their approach and whether their advice suits your personal financial goals.

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested