Financial Planner in Liverpool for Women
Chartered financial planning for women who want clarity, confidence, and a plan built around their life.
I am Shalini Kanap, a Chartered Financial Planner based in Liverpool, specialising in financial planning for women who want to take control of their money and future. Whether you need support with retirement planning, guidance on investment planning, or help navigating finances during divorce, I will work with you to create a plan that feels practical and achievable.
Personal financial advice, based in Liverpool
Finding the right financial adviser is one of the most important financial decisions you will make. Qualifications matter, but so does the person behind them. I take time to understand your full situation before making any recommendations, so the advice you receive is built around your life, not a generic template.
I am based in Mossley Hill, Liverpool, and work with clients across the city and surrounding areas, as well as clients throughout the UK who prefer to meet virtually.
As a Chartered Financial Planner, one of the highest professional standards in financial planning, I bring a level of knowledge and commitment to every client that goes beyond basic financial advice.
My specialism is financial advice for women. That means I understand the specific challenges women face: the gender pension gap, the financial complexity of divorce, the unique pressures on female business owners, and the importance of building long-term financial security on your own terms.
What I can help you with
As a financial adviser in Liverpool, I work with clients across a wide range of needs and life stages.
Every area of advice is built around your specific goals and circumstances.
Your pension is one of your most valuable financial assets.
I help you understand where your pensions stand, what options are available to you, and how to put plans in place for the retirement you want.
Learn more about pension advice
Financial planning during and after divorce requires specialist knowledge.
As a member of Resolution, I provide clear guidance on pension sharing, financial settlements, and planning for financial life after separation.
Learn more about divorce financial advice
Selling a business is one of the most significant financial events of your life.
I help female founders and business owners plan their exit strategically, protecting what they have built and putting plans in place for the financial life that follows.
Learn more about business sale financial advice
Exit strategies may involve the referral to a service that is separate and distinct to those offered by St. James's Place.
If you are a female business owner managing significant income or looking to protect and grow your wealth, I provide bespoke financial advice built around the demands of business ownership.
Helping you navigate the complexities around business finances and protecting what you’ve built.
Learn more about financial advice for business owners
Losing a partner is one of the most difficult experiences you will face. I provide compassionate, specialist financial advice for women managing finances on their own, at whatever pace feels right for you.
Retirement planning is about more than saving, it is about building a clear picture of the life you want and putting a plan in place to get there.
Move forward prepared and confident.
Receiving an inheritance can be overwhelming, particularly during a period of grief. As a member of STEP, I bring specialist knowledge to inheritance planning and estate management.
Learn more about inheritance advice
Whether you are building your career, running a business, or planning for the decades ahead, I help women in their 30s and 40s put a clear financial plan in place for long-term security.
Learn more about financial advice for women in their 30s and 40s
Financial planner or financial adviser, what is the difference?
When people search for financial help in Liverpool, the terms financial adviser and financial planner are often used interchangeably. In practice, there is a distinction worth understanding.
A financial adviser provides regulated advice on specific areas such as pensions or investments. A financial planner takes a wider view, looking at how all areas of your finances fit together and building a long-term plan aligned with your goals and values.
As a Chartered Financial Planner and regulated financial adviser, I offer both. You receive practical, regulated advice on specific financial needs alongside a broader plan that keeps your whole financial picture on track as your life evolves.
Testimonial
“My husband and I approached Shalini with the goal of consolidating our pensions and finding someone we could trust to manage them together. We also wanted to maximise our returns as a couple and grow our pension pot to potentially retire earlier. Shalini’s personalised approach is outstanding - she truly understands us and our individual and shared financial goals. It’s great that we can work on this together, knowing she’s looking after both of our interests. We fully trust her and highly recommend her to anyone seeking sound financial advice.”
Frequently asked questions about
finding the best financial adviser in Liverpool
Q: How do I find the right financial adviser in Liverpool?
A: Look for a qualified, regulated adviser with experience relevant to your situation. Chartered status is one of the highest standards in financial planning and reflects a commitment to ongoing professional development. It is also worth looking for an adviser who specialises in your specific needs, whether that is retirement, divorce, inheritance, widow, business owner or sale exit planning general wealth planning.
-
A financial planner helps you look at the full picture of your finances, not just one product or decision.
I work with clients to build clear plans covering pensions, retirement, investments, and major life events such as divorce or inheritance.
The aim is to make your finances feel organised, achievable, and aligned with your goals. -
Costs depend on the type of advice you need and the complexity of your situation.
I am always transparent about fees before we begin working together, so there are no surprises. During your clarity call, I will explain the options clearly. -
Yes. While I am based in Liverpool and work with many clients locally, I support women throughout Merseyside, the North West, London, Birmingham, Manchester, Cheshire.
The advice is always personal and built around your specific situation regardless of location.
-
Women often face distinct financial challenges; including the gender pension gap, career breaks, and the financial impact of divorce or bereavement.
My work is built around understanding those challenges and providing advice that genuinely reflects the financial journey women experience. -
Book a 15-minute clarity call. It is a straightforward conversation about where you are, what you need, and how I can help.
There is no commitment and no pressure, just a chance to find out whether working together makes sense.
Book your 15m no obligation clarity call here
Based in Liverpool, advising across England
Her Financial Planning, I work with clients in Liverpool city centre, across Merseyside, the North West, London, Birmingham, Manchester, Cheshire and with clients across England who prefer to meet virtually.
Location
6 Purley Grove, Mossley Hill, Liverpool, L18 4QD
Hours
Monday–Friday
9am–5pm
Financial Freedom Blog
