Financial Planner in Liverpool for Women
Plan with clarity. Build confidence. Create a financial future that works for you.
I’m Shalini Kanap, a Chartered Financial Planner based in Liverpool, specialising in financial planning for women who want to take control of their money and future. Whether you need clear pension advice, support with retirement planning, guidance on investments, or help navigating finances during divorce, I’ll work with you to create a plan that feels practical and achievable.
Why Work with a Financial Planner?
As a woman, your financial journey is unique. Whether it’s building your career, managing family responsibilities, navigating divorce, or preparing for retirement, it can feel overwhelming knowing how to bring everything together.
As a Chartered Financial Planner based in Liverpool, I help women take a step back, see the bigger picture, and put a clear plan in place.
Financial planning isn’t just about today. It’s about creating a secure path for tomorrow.
My Approach to Financial Planning
I believe planning should feel supportive, not stressful. That’s why I use a simple, structured process:
Clarity Call – to understand your goals and challenges
Strategy Meeting – to build a tailored financial plan
Implementation – putting pensions, investments, and protections in place
Ongoing Reviews – keeping you on track as life changes
This isn’t a one-off service. It’s about creating a long-term relationship that helps you adapt, grow, and stay confident about your money.
What’s the difference between a Financial Planner and a Financial Adviser?
When people look for help with money, the terms financial adviser and financial planner are often used interchangeably, but they don’t always mean the same thing.
A financial adviser can provide advice on specific areas such as pensions, investments, mortgages, or insurance. This advice is often focused on particular products or meeting immediate needs.
A financial planner takes a step back to look at the bigger picture. As a Chartered Financial Planner, I help you understand how everything fits together: your goals, your values, and your lifestyle, and create a long-term plan that adapts as life changes.
Because I’m both a financial adviser and a financial planner, you don’t have to choose between the two approaches. You get practical, regulated advice on specific products and a holistic plan that keeps you on track for the future.
Your money. Your journey. Expert financial planning for women in Liverpool and beyond.
Every woman’s financial journey is unique, whether it’s planning for retirement, reviewing pensions, investing for the future, or navigating finances during divorce. As a Chartered Financial Planner in Liverpool, I provide clear, tailored advice designed to help you feel confident and in control.
Investment Planning
Grow your wealth in line with your goals and values
Business Owners
Make your business future proof through the right advice
Divorce Advice
Move forward with confidence during and after separation
Retirement & Pension
Consolidate, review, and maximise your pensions
Financial challenges facing women in Liverpool
Navigating financial jargon: Financial terms can feel like another language. Between retirement, investment planning, and tax planning, it’s overwhelming and easy to feel lost.
Gender gaps: With persistent pay, wealth, and pension gaps, women are often left at a disadvantage. This makes it challenging to build a future where you feel secure, even as you work hard to create a fulfilling life.
Lack of accessible advice: Finding a trusted financial adviser who understands you and values your unique goals can be difficult. Many women feel spoken down to or overlooked in finance discussions, leaving you with unanswered questions and stress about your future.
Why expert financial planning matters in Liverpool’s thriving, busy community
Having grown up in Liverpool, I know that it’s easy to get caught up in the day-to-day. From exploring independent coffee shops to flying out of stress-free Liverpool John Lennon Airport, Liverpool life is full of potential. But without a clear financial plan, it’s easy to feel like you’re juggling too much, with financial stress nagging at the back of your mind.
As a woman in Liverpool, you deserve to feel financially empowered and confident in every step you take, whether you’re building your career, setting up a business, investing in your first home, or planning for an adventurous retirement. And yet, so many women don’t feel comfortable seeking financial advice, even though it’s could be the key to achieving their dreams and enjoying all that Liverpool has to offer.
Empowering women in Liverpool to take charge of their finances
I founded Her Financial Planning in Liverpool to provide approachable, empowering financial advice for Liverpool’s women, so you can take charge of your finances without sacrificing the life you love.
As your local female financial planner in Liverpool, I offer:
Understanding, practical guidance: I know Liverpool’s unique spirit and the challenges women here face. Together, we’ll create a clear, practical plan tailored to your goals.
A judgment-free zone: Many clients say it’s refreshing to talk openly with a woman about their finances. My role goes beyond numbers. I’m here to understand your dreams, challenges, and worries.
Support for every stage: From early career to retirement, I’ll guide you through each step of your financial journey so you can build wealth and make confident choices every step of the way.
FAQs
Q: Does financial planning differ for women compared to men?
A: Yes, women often face different financial journeys due to various factors, such as gender pay gap and longer life expectancy. My clients also prefer to get specialist financial advice in an empathetic and educational environment.
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A financial planner helps you look at the bigger picture of your money, not just one product or decision. I work with women to create clear plans for pensions, retirement, investments, and major life events such as divorce. The aim is to make your finances feel organised, achievable, and aligned with your goals.
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A financial adviser can give you advice on specific areas like pensions or investments. A financial planner takes a more holistic approach, helping you connect all the pieces of your financial life. Because I’m both a financial adviser and a Chartered Financial Planner, you don’t have to choose, you get the benefit of both approaches in one place.
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Costs depend on the type of support you need and the complexity of your situation. I’m always transparent about fees before we start working together, so there are no surprises. During your free clarity call, I’ll explain the options and what’s best for your circumstances.
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Absolutely! Financial freedom is about balance. You can build wealth, save for your goals, and still indulge in the little luxuries that make you happy. My job as your female financial adviser is to help you plan out all of this.
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If you’re an independent woman who wants to take control of her finances while still enjoying life, this is for you. Whether you’re just getting started or want me to look over your plans to make sure you are not missing anything, I’m here to help.
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The next step is easy! Book your consultation, and we’ll chat about your goals, your current financial situation, and how we can work together to create a plan that fits your life. Let’s have a coffee and see how I can help.
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Regular meetings, at least annually. Your life is not static, neither are market conditions. It is important to review your financial plan and make adjustments if needed.
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Yes. While I’m based in Liverpool and work with many women locally across Merseyside and the North West, I also support clients online throughout the UK. Whether you prefer in-person meetings or virtual sessions, financial planning is always tailored to your needs.
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Your financial plan is completely tailored to you, but it often includes:
Retirement planning and pension reviews
Investment strategies aligned with your goals and values
Protection planning (e.g. life cover, income protection)
Guidance through major life changes such as divorce
Most importantly, it includes regular reviews to keep you on track as life evolves.
Contact me
Her Financial Planning Liverpool
Location
6 Purley Grove, Mossley Hill, Liverpool, L18 4QD
Hours
Monday–Friday
9am–5pm
Phone
07717 895107
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