You did not plan for this. Now you need a plan.
Financial advice during divorce is so important.
Right now, you are managing more than most people will ever understand. The emotional weight of a marriage ending. The logistics of two lives becoming one, then separating. And underneath all of it, a financial picture that feels uncertain, complicated, or simply unknown.
The Money Map for Divorce gives you a clear, honest picture of where you stand financially and a personalised roadmap for what comes next.
If you are going through a divorce, you are likely asking these questions
These are the questions that keep you awake at 3am. The ones that sit alongside the grief, the logistics, and the sheer exhaustion of what divorce involves.
"Will I be able to afford to stay in the family home?"
"What will happen to my pension and my partner's pension?"
"I have not managed the finances for years. Where do I even start?"
"Am I going to be financially okay on my own?"
"I do not even know what assets we have. How do I find out?"
"My solicitor is handling the legal side, but no one is looking at the whole financial picture."
You deserve someone who can look at the whole picture with you. Not just the legal settlement. Not just your pension in isolation. And not a generic spreadsheet. The full picture. Your finances, your future, your life on your own terms. That is exactly what the Money Map for Divorce is built to do.
Current live rating
“My husband and I approached Shalini with the goal of consolidating our pensions and finding someone we could trust to manage them together. We also wanted to maximise our returns as a couple and grow our pension pot to potentially retire earlier. Shalini’s personalised approach is outstanding - she truly understands us and our individual and shared financial goals. It’s great that we can work on this together, knowing she’s looking after both of our interests. We fully trust her and highly recommend her to anyone seeking sound financial advice.”
4 problems you might be going through
PROBLEM 1
No clear picture of your finances
You do not know what you have, what you are owed, or what a fair settlement actually looks like.
PROBLEM 2
Pensions are being overlooked
Your solicitor is handling the legal split, but nobody is looking at the long-term impact on your retirement.
PROBLEM 3
Decisions are being made under pressure
You are being asked to agree to things before you truly understand what saying yes will mean for your future.
PROBLEM 4
No one is looking at the whole picture properly
Legal advice and financial advice are not the same thing. Most women go through divorce with only one of them.
Your questions answered
What you need to know
before you reach out
These are the questions most women ask before booking a clarity call. If yours is not here, just get in touch.
Yes, and they do different things. Your solicitor handles the legal process. A financial adviser looks at the long-term impact of the decisions being made, what a settlement means for your retirement, your income, your financial security. Most women go through divorce with only legal advice. The financial blind spots can be costly.
That is not my role and I would never claim it is. What I can do is make sure you fully understand the financial consequences of every option in front of you, so you can make informed decisions and have more productive conversations with your solicitor.
Pensions are often the largest asset in a marriage and one of the most misunderstood parts of any settlement. I will help you understand what the figures actually mean, what your options are, and what the long-term impact of each choice looks like.
That is more common than you think, and it is exactly why the Money Map exists. We start from scratch together. No judgement, no jargon. By the end you will have a clear picture of everything and a plan that is entirely yours.
As early as possible. Decisions made early in the process can be difficult to undo later. Getting clarity on your financial position before negotiations begin puts you in a much stronger position.
Yes. I offer virtual appointments across the UK and in-person meetings in Liverpool, Manchester and Chester.
Ready to understand your financial picture?
Book your clarity callThe Money Map Process
Clarity + Education = Confidence + freedom
"Will I be financially secure on my own?"
The fear is not just about now. It is about the years ahead and whether you will be okay without a shared income or shared assets behind you.
"I do not actually know what a fair settlement looks like."
There are numbers in front of you but no way to tell what is right, reasonable, or what you might be giving away without realising it.
"I do not understand pensions or how they are split."
Pensions are often the biggest asset in a marriage and almost always the least understood part of a divorce settlement.
"What if I agree to something I regret later?"
These decisions feel permanent. The pressure to get them right, without the knowledge or guidance to do so, is intense.
"I feel rushed to make decisions I do not feel ready for."
Everything is moving quickly. But you need time and clarity before you can commit to something this significant.
"I want to be fair, but I also need to protect myself."
Balancing the emotional and the practical is one of the hardest parts of divorce, especially when so much is at stake.
Why work with me at Her Financial Planning?
I am a Chartered Financial Planner and I work exclusively with women. I created Her Financial Planning because I saw how often women were overlooked by a financial services industry that was not built with them in mind.
I understand that divorce is not just about money. It is emotional, complex, and life changing. I take a calm, clear and compassionate approach so you can feel supported every step of the way. There is no jargon, no judgement and no pressure.
I am a Chartered Financial Planner, the gold standard qualification in the UK
I am a member of Resolution
I specialise in supporting women through financial planning and major life transitions
I offer virtual appointments across the UK
I also offer in-person meetings in Liverpool, Manchester and Chester
Book your Clarity Call below to find out if a Money Map could help you
Financial Freedom Blog
FAQs
Q: Does financial planning differ for women compared to men?
A: Yes, women often face different financial journeys due to various factors, such as gender pay gap and longer life expectancy. My clients also prefer to get specialist financial advice in an empathetic and educational environment.
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Absolutely! Financial freedom is about balance. You can build wealth, save for your goals, and still indulge in the little luxuries that make you happy. My job as your female financial adviser is to help you plan out all of this.
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If you’re an independent woman who wants to take control of her finances while still enjoying life, this is for you. Whether you are just getting started or want me to look over your plans to make sure you are not missing anything, I’m here to help.
I provide specialist financial advice for women at various life stages, click here to find out more about these services and the clients I help.
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The next step is easy! Book your consultation, and we’ll chat about your goals, your current financial situation, and how we can work together to create a plan that fits your life. Let’s have a coffee and see how I can help.
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Regular meetings, at least annually. Your life is not static, neither are market conditions. It is important to review your financial plan and make adjustments if needed.
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I have access to meeting rooms across Liverpool, Manchester and London if you would like to meet in an office.
My clients also like meeting at their office, home or virtually, whichever is most convenient at the time.