Retirement Advice Liverpool at Her Financial Planning

Feel confident about your money

A woman with brown hair smiling and looking at her tablet while sitting at a wooden table with a laptop and mug, in a bright room.

Our Retirement Advice Services in Liverpool

Pension Reviews & Planning

Understand exactly where you stand with:

  • Workplace pension reviews

  • Private pension assessments

  • State Pension guidance

  • Advice on multiple, scattered pension pots

  • Lifetime pension planning

I help you ensure your pensions are working as hard as possible for your retirement years.

Retirement Income Planning

Create a sustainable, long-term plan for your retirement income through:

  • Tax-efficient withdrawal strategies

  • Annuities

  • Drawdown planning

  • Savings and investment income

  • Long-term budgeting

Investment Advice for Retirement

Grow and protect your retirement funds with:

  • Low-to-moderate risk investment strategies

  • Diversified retirement portfolios

  • Inflation protection

Planning for the Future You Want

Whether you want to travel, support your family, buy a new home, or simply enjoy a comfortable lifestyle, I help you plan for:

  • Lifestyle costs

  • Unexpected expenses

  • Long-term care planning*

  • Later-life financial stability

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

*This may involve a referral to Karehero, a comparison and care matching provider, whose services are separate and distinct to those offered by St. James's Place.

Plan a Confident, Secure Retirement With Expert Guidance for Women in Liverpool

At Her Financial Planning, I specialise in providing clear, practical, and personalised retirement advice in Liverpool designed specifically for women. Whether you are approaching retirement, already retired, or simply planning ahead, I help you build a future that feels secure, comfortable, and financially independent.

From Liverpool City Centre to Allerton, Aigburth, Woolton, Southport, Maghull, and across Merseyside, I support women at every stage of their retirement journey.

Why Women in Liverpool Choose My Retirement Advice

Women-Focused Retirement Planning

Women often face unique challenges, career breaks, caring responsibilities, longer life expectancy, and pension gaps. My retirement strategies are built with these realities in mind.

Clear, Stress-Free Guidance

No jargon. No confusion. Just simple, friendly advice that helps you understand your pension, savings, and retirement income options.

Local Expertise Across Liverpool

I understand the financial considerations facing women in Liverpool and tailor your retirement plan around your lifestyle, goals, and future needs.

Liverpool Areas I Serve

I support clients across:
Liverpool City Centre, Anfield, Crosby, Bootle, Sefton, Huyton, Knowsley, St Helens, Prescot, Wirral, Southport, Speke, Woolton, Allerton, Mossley Hill, Formby, and surrounding Merseyside areas.

How My Retirement Planning Process Works

1. Initial Consultation

A relaxed, friendly discussion to understand your current pensions, lifestyle goals, and future expectations.

2. Personalised Retirement Plan

I prepare a clear retirement roadmap tailored to:

  • Your savings

  • Your income

  • Your future lifestyle

  • Your long-term needs

3. Ongoing Support

Your plan evolves as your life evolves. I provide regular reviews, updates, and guidance whenever you need it.

Retirement Planning for Business Owners

If you run a business or work for yourself, I provide:

  • Director pension advice

  • Self-employed pension guidance

  • Tax-efficient retirement solutions

  • Exit & succession planning

book a 15 minute call

Exit strategies may involve the referral to a service that is separate and distinct to those offered by St. James's Place.

Start Planning a Secure, Comfortable Retirement Today

As a specialist Retirement Adviser  in Liverpool, I am here to help you take control of your future with confidence, clarity, and peace of mind.

Book your consultation today
Let’s build your ideal retirement, together.

Book a 15 minute call

FAQ’s about Retirement Advice Liverpool

  • Retirement advice helps you understand your pensions, savings, and future income needs so you can retire comfortably. A Liverpool-based adviser offers tailored guidance based on your lifestyle, goals, and local financial considerations.

  • It’s best to start retirement planning as early as possible, but it’s never too late to begin. Whether you’re in your 20s, 40s, or nearing retirement, professional advice helps you maximise your pension and make informed decisions.

  • Yes. A retirement adviser can explain workplace pensions, personal pensions, state pension entitlement, drawdown options, annuities, and tax implications. This ensures you choose the best strategy for your retirement income.

  • The amount varies depending on your lifestyle, expenses, and long-term goals. A retirement adviser in Liverpool evaluates your current savings, pension pots, and income sources to create a realistic plan for a financially secure retirement.

  • A specialist can support you with pension planning, tax-efficient savings, investment strategies, budgeting for later life, and creating a long-term income plan. They ensure you have a clear roadmap for a confident, stress-free retirement.

The levels and bases of taxation, and reliefs from taxation, can change at any time. The value of any tax relief is dependent on individual circumstances.